IRS Debt Forgiveness




We are comprised of tax attorneys, certified public accountants, and former IRS agents who know the system.

We have over 206 years professional tax experience and over 60 years of working directly for the Internal Revenue Service in the local, district, and regional tax offices of the IRS.

We know the system inside and out and you can rest assure that we can settle for the lowest amount possible.

The average settlement is $6500.

The Internal Revenue Service has just completely modified their Debt Forgiveness Program which is called the “Offer in Compromise”.

Last year about 78,000 Offers in Compromise were submitted to the IRS and  about 41% of the Offers in Compromise filed were accepted by the IRS.

The largest group of those accepted were filed by a professional tax firm.

The IRS has realized that taxpayers will never pay their tax debt off if there is no hope. With penalties and interest running faster than the speed of sound, IRS finally figured out it is far better to settle right now.

The new plan offered by the IRS for debt forgiveness is call the Fresh Start Program.

Having former IRS agents review your case gives you the greatest advantage to settle your case for your IRS debt forgiveness.

We know all the IRS tax policies and their internal settlement policies.

Our firm is composed of Board Certified Tax Attorneys, CPA’s and Former IRS agents, managers and instructors.

We have over 206 years of professional tax experience and over 60 years of direct IRS work experience in the local, district and regional IRS offices.

We taught Tax Law at the IRS and on our staff are Former IRS Revenue Agents that worked and taught the IRS Debt Forgiveness Program called the Offer in Compromise.

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What is an Offer in Compromise?

An Offer in Compromise ( Tax Debt Forgiveness ) is the way the IRS forgives tax debt for taxpayers that have balances due to the IRS.

An Offer in Compromise allows you to settle your tax debt for less than the full amount you owe to the IRS. It may be a legitimate option if you cannot pay your full tax liability, or in doing so creates a financial hardship.

IRS will consider your unique set of facts and circumstances when determining settlements for IRS debt forgiveness.

IRS mains areas of concentration for tax debt settlements are based on your:

  1. Ability to pay,
  2. Present Income and Expenses,
  3. Equity in Assets.

IRS will conduct a thorough detailed review on all income and assets.

The Offer in Compromise program is not for everyone.

You need to make sure you are eligible to file an Offer in Compromise before filing. We offer a free tax consultation on your case before the contemplation of an Offer in Compromise.

Before IRS can consider your offer, you must be current with all tax return filings and current in withholding and estimate tax payments.

You may not file an Offer in Compromise and apply for IRS tax debt forgiveness if you are in an open bankruptcy proceeding.

How to submit your offer.

Forms necessary for IRS Tax Debt Forgiveness

  1. Form 433-A (OIC) (individuals) or 433-B (OIC) (businesses) and all required documentation as specified on the forms;
  2. Form 656(s) – individual and business tax debt (Corporation – LLC – Partnership) must be submitted on a separate Form 656;
  3. $150 application fee (non-refundable); and
    Initial payment (non-refundable) for each Form 656.

IRS Collection Notice – Received a Tax Bill from IRS – Unfiled, Back Tax Returns, Settlements – Former IRS

Ways to pay the IRS for an Offer in Compromise.

Your initial payment will vary based on your offer and the payment option you choose:

  1. Lump Sum Cash: Submit an initial payment of 20 percent of the total offer amount with your application. Wait for written acceptance, then pay the remaining balance of the offer in five or fewer  payments.
  2. Periodic Payment: Submit your initial payment with your application. Continue to pay the remaining balance in monthly installments while the IRS considers your offer. If accepted, continue to pay monthly until it is paid in full.

If you meet the Low Income Certification guidelines, you do not have to send the application fee or the initial payment and you will not need to make monthly installments during the evaluation of your offer. See your application package for details.
Understand the process

While your offer is being evaluated:

  1. Your non-refundable payments and fees will be applied to the tax liability,
  2. A Notice of Federal Tax Lien may be filed,
  3. Other collection activities can be suspended,
  4. The legal tax assessment and collection period is extended for the time your case was in offer status,
  5. You must make all required payments associated with your offer,
  6. You are not required to make payments on an existing installment agreement and,
  7. The good news, your offer is automatically accepted if the IRS does not make a determination within two years of the IRS receipt date.
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IRS Debt Forgiveness Programs Explained

For many taxpayers, the idea of the IRS wiping out some or all of their tax debt seems almost too good to be true. But with the IRS debt forgiveness program, it’s a reality for some. 

This program offers qualified individuals a chance to settle their tax debts for less than the full amount they owe. Whether you’ve just learned about it or you’ve been considering it for a while, understanding the fundamentals is key to making informed decisions.

The IRS debt forgiveness program aims to help taxpayers who genuinely struggle to pay off their tax debts. By providing this relief, the IRS ensures they collect at least a portion of the owed taxes from individuals who might otherwise be unable to pay. It’s a win-win for both parties: taxpayers get relief from overwhelming debt, and the IRS collects funds they might not have received otherwise.

How Can You Qualify for IRS Tax Debt Forgiveness?

Now that you have a grasp of what the IRS debt forgiveness entails, the next logical question is, “how can I get my tax debt forgiven?” 

Qualifying for the IRS tax debt relief program isn’t a walk in the park, but it’s not an insurmountable challenge either. 

Firstly, the IRS will assess your ability to pay. This involves a close look at your income, expenses, asset equity, and more. If the IRS determines that you can’t pay your tax debt without causing significant financial distress, you might be a good candidate for forgiveness. 

However, it’s crucial to approach the process with all the necessary documentation and a clear understanding of the IRS’s requirements. If you’re uncertain about any step, consider seeking help or consulting with professionals who specialize in tax matters. 

Here are some of the IRS debt forgiveness programs:

  • Offer in Compromise (OIC): This is a program that allows you to settle your tax debt for less than the full amount owed. To be eligible for an OIC, you must show that you cannot afford to pay your tax debt in full and that accepting your offer in compromise would be in the best interests of the government.
  • Installment Agreement: This is a program that allows you to pay your tax debt in installments over time. To be eligible for an installment agreement, you must be able to make regular payments and you must not have any outstanding tax debts that are currently in collections.
  • Currently Not Collectible (CNC): This is a status that the IRS may grant you if you are unable to pay your tax debt in full. While your tax debt is in CNC status, the IRS will not take any collection action against you. However, you will still be liable for the debt and interest will continue to accrue.
  • Taxpayer Assistance Order (TAO): This is a program that can be used to stop or postpone collection actions by the IRS. To be eligible for a TAO, you must show that you are experiencing financial hardship and that the collection action would cause you undue hardship.
  • Hardship Discharge: This is a program that may be available to you if you can show that you are unable to pay your tax debt due to a catastrophic event, such as a natural disaster or a serious illness.

But, not everyone will qualify for these programs. The IRS will consider a number of factors when evaluating your eligibility, including your income, expenses, assets, and liabilities. If you are considering applying for one of these programs, you should consult with a tax professional to discuss your options.

Don’t know what you qualify for? Trust the professionals! Book your free consultation now!

Things to keep in mind about IRS debt forgiveness programs

  • These programs are not automatic. You must apply for them and the IRS will make a decision based on your individual circumstances.
  • The IRS may require you to make a down payment or to provide security for the debt.
  • You may still be liable for interest and penalties on the forgiven debt.
  • These programs can be complex and time-consuming to apply for. It is important to consult with a tax professional to discuss your options.

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